Auto insurance is by definition a long-term need. You may wonder how you might get through your day-to-day schedule if you didn’t have your phone, nanny or industrial-size cup of coffee, but your car can be just as important when it comes to keeping the lifestyle you want. Cross Creek Insurance wants the people of Hope Hills, NC to understand why they may be overlooking one of the best resources available. 

Advice, Spending, and Decisions 

Your auto insurance should be the source of turning abstract concepts into real information that you understand. It’s not your job to learn the jargon of insurance, but it is your job to know how each situation affects you. You may have to spend more on your premium to ward off extra expenses that may mount up after an accident occurs. And it’s important to remember that these costs aren’t just going to be a problem if you cause the accident. If you’re involved in a hit-and-run or an uninsured motorist hits you, then you will still need a way to fix your car so you can get to work. Auto insurance should be a place for you to turn, so you can keep your money, your car and your health.

How We Help

Cross Creek Insurance operates on the basis of personal attention. When you feel comfortable calling us, you also feel comfortable getting the information you need to feel secure on the road. It means that if you do choose liability, you understand the terms of it, and have a means to deal with the hardships should they arise. If you live in Hope Hills, NC and are looking for a company you can trust, then give us a call today to see how we’re different. 

Car theft can happen to anyone at any given time, especially if you live in a high crime area. For this reason, it’s important to take precautions that would discourage thieves from targeting your vehicle. A standard auto insurance policy from Cross Creek Insurance in Hope Hills, NC, will ensure your vehicle is covered in the event of theft. By doing your part, however, you may never have to put in a theft claim for your car.   

Always Lock Your Car: Many car owners encourage theft by leaving keys in the ignition or their vehicle running while they hop in and out of their home, a convenience store or gas station. It’s better to develop the habit of always rolling up windows and locking your car, regardless of how short a time you’ll be gone. Lock your vehicle even when parking in your driveway for any length of time.

Put Valuables Out of Sight: Don’t leave valuables in plain sight in your vehicle as this can attract the attention of would-be thieves and encourage them to target your car. Store valuables in your trunk or hide them beneath the seats where they’re out of sight/out of mind.

Park Smart: Park in well-lit, busy parking areas to make car theft more difficult without being seen or caught.   

Buy a Club: Buy a club (locking device) and use it on your steering wheel every time you leave the car.

Invest in a Car Alarm: If you live or work in a high crime area, invest in an auto alarm or security system to protect your vehicle, particularly if it’s a model that’s targeted often.

By taking preventative measures to safeguard your vehicle, you reduce the risk of theft. For more tips on theft prevention and information on affordable auto insurance in Hope Hills, NC, contact Cross Creek Insurance today.

If you haven’t reviewed your car insurance lately, it would be wise to do so. Lifestyle changes over the last year could have some effect on your policy. You don’t want to wait for an accident to happen to discover there are gaps in your coverage. Changes in your personal situation may even qualify you for insurance discounts you weren’t eligible before. If you’ve gone through any of the following changes in the last year, it’s to your advantage to update your auto insurance coverage.

Change of Employment – A new job could alter your driving patterns, increasing or reducing your risk of accidents. These changes could affect the cost of your premium. If you drive much less due to a shorter commute, you may be able to get a discount on your insurance.

New Home Purchase – If you’ve bought a new house in Hope Hills, NC, you could accrue substantial savings by bundling your auto and home policies with Cross Creek Insurance. By talking to a local agent, you can get a better idea of the benefits that bundling has to offer.

Marital Status – If you’re adding or removing a spouse from your policy due to marriage or divorce, you’ll need to update your coverage.

Add a Teen Driver to your Policy – If you’re planning to add your teen son or daughter to your insurance, you should update your policy to ensure you have adequate coverage for all drivers in your family. Young drivers increase the risk of accidents. By raising your coverage limits, you’ll have ample protection against any eventuality. On the positive side, if your teen has completed a driver’s training course, you could qualify for a discount on your auto insurance. 

For more information on how lifestyle changes can affect your auto insurance coverage, talk to a Cross Creek Insurance agent at Hope Hills, NC.