At Cross Creek Insurance, we provide great commercial insurance that is designed to suit a wide variety of needs. For example, we can provide those in Hope Hills, NC with insurance for their farm. Does a farm qualify for commercial insurance or does it require a different type?

Does It Qualify As A Farm?

The most important thing you need to do when insuring your farm is to ensure that it qualifies for commercial farm insurance. For example, it needs buildings that are used in farming operations, crops and livestock, equipment used to manage a farm, boarding houses for workers, people who work on the property, and the capacity to sell products for profit.

As a result, a farm, even if you live on the property, will then qualify for commercial insurance. However, the farm home will need to be covered with a home policy, rather than a commercial policy. A commercial policy for a farm will only cover the property that you use to do your farm work, though some policies may cover certain aspects if your home is damaged.

Policy Types Will Vary

A commercial insurance policy for a farm will cover a wide range of farm aspects. It will cover your property and protect it from the weather, fire, and other serious disasters. However, it also includes liability policies in case that somebody gets injured, medical coverage if somebody gets hurt, living expenses if your living area is damaged, and more. Typically, you are going to need to get specific coverage for livestock, such as cows, chickens, and pigs.

Cover Your Farm Successfully

If you need to get your Hope Hills, NC farm covered by high-quality commercial insurance, contact us at Cross Creek Insurance. We can pinpoint a great policy that works for you and fully cover your business.