If you own your cars and have a lot of money wrapped up in them, you may want to take care to avoid damanging them unnecessarily. There are some owners that only want to drive in the summer so they do not risk damaging their automobile during the cold months. If you live in the Hope Mills, NC area and this sounds appealing to you then here are some things that you will want to know:

• If you do not drive your car throughout the entire year, then there is a good chance you are paying for benefits that you do not need. You can suspend your liability coverage on your policy while your car is in storage.
• To take advantage of this option you will want to contact your company and request that the liability be suspended. You will need to provide them with proof that the car is in storage for the winter to avoid paying for the coverage limits.
• If you need to add coverage limits to your policy, then all you have to do is call your agent and ask for the benefits to be added to the policy
• Any time that you need to hold back on a certain benefit, then all you need to do is ask for a suspension of benefits until you need the coverage reactivated.

There are things about your auto insurance that most people do not know about. An Independent agent can help answer any questions that you may have about your policy. As your agent, we can help you understand your policy so you can make it work for you.

There are no auto insurance policies in Hope Mills, NC that guarantee auto insurance for a life time. There are many factors that must be considered each time an auto policy is renewed. Drivers who are careful and do not have tickets or accidents will be able to keep their policy for a long time. In contrast drivers who have several accidents or have several tickets could have their policy canceled at any time.

At Cross Creek we can help drivers in Hope Mills, NC find an auto insurance policy that will meet all of their needs. Depending on your driving record, you may be eligible for discounts and you will want to shop around for the best deal on car insurance. Even if you have a perfect driving record, you cannot purchase a policy that is guaranteed for a lifetime. But you may be able to find a policy that will provide you all of the coverage you need for your vehicle. As long as you pay your premiums on time and do not make a lot of claims on the car insurance plan, you may be able to stay with company for a long time.

Anytime you are purchasing auto insurance, you need to consider the price of the policy for the amount of coverage. A knowledgeable independent agent can help you find a plan that will take care of your vehicle, personal property, and liability. It is easier to compare quotes when you speak with an agent who can look at several different companies and find the plan that meets your unique needs. Call Cross Creek today to speak your independent agent.

Having a drivers license is a great adventure and a desire of every teenager around. When they first turn that magical age of 16 and start taking driver’s education classes, they begin to realize the responsibility that comes with a license. If you have a teen that is getting their learners permit, then you may be wondering if they need to be on the policy in Hope Mills, NC.

If your teenage driver has just got their permit and they do not have their driver’s license yet then they do not need to be on the policy. That said, anyone with a driver’s license that lives in your home and does not have insurance will have to be on your policy until they get their own insurance.

At Cross Creek we are able to help you answer these and other questions related to your auto policy and want to make sure you have all the coverage you need. Contact us today to learn more.