There are a lot of things that can cause damage to your home. It can sustain damage from fire, a thunderstorm, hail, wind, and even vandalism. While these external threats are important to be mindful of, one of the most damanging threats in the Hope Mills area can come from inside your home, via a pest infestation. Here are some things that you will want to know:

• Pest infestation is another thing that is not usually covered on home insurance. Termites and other pest that can invade and damage your home will have to be paid for out of your own pocket.
• If you find that termites have eaten through the supports of your home and the floor caves in you might find that your policy will cover the floor damage but not the termite damage.
• If for some reason your home is damaged by a covered peril and some pests move and cause damage, you will then find that the damage from the covered peril is paid for but any damage caused by the pests will not be covered.

As an independent agent in Hope Mills, NC, we can help answer any questions that you may have regarding what is covered on your policy. If you have any questions, then you will want to contact us right away. We can give you the information that you need in order to make the best decisions regarding your home insurance needs.