It can be stressful for parents when their teenager is ready to drive. You want your teen to stay safe and make intelligent decisions, but you also need to factor in the cost of auto insurance. When should you add your teenager to your auto insurance policy? Do they need a learner’s permit or driver’s license first? Cross Creek Insurance is here to help.

When Should I Add My Teenager To My Auto Insurance Policy? 

Adding a teenager to an auto insurance policy can be tricky. In North Carolina, you are not required to add teen drivers until they have their driver’s licenses. However, it is usually recommended that you add them as soon as they have their learner’s permit to cover them if they get into an accident while practicing driving with supervision. Watching your teenager drive is stressful enough without worrying about how you’ll pay for anything that goes wrong.

What Are The Benefits Of Adding A Teenager To An Auto Insurance Policy Early? 

The main benefit of adding a teenager early is that it ensures that all drivers in the household are adequately insured and protected if an accident occurs. If you wait until after your teen has obtained their driver’s license and then add them, any accidents between the time of getting the license and being added will not be covered by your insurance policy—which could be very costly for you as the parent if an accident were to occur. For more information on adding teens to your Hope Hills, NC auto policy, contact Cross Creek Insurance today!