Life insurance is not one size fits all. It can be overwhelming to consider the type and amount of insurance that you need. You may be questioning if you need life insurance at all if you are not married. Life insurance is not something that most people talk about and it can seem almost morbid when you do have questions. At Cross Creek Insurance in Hope Hills, NC we understand how confusing it can be and we are here to give you the guidance that you are looking for.

Life insurance should be a part of your overall financial planning. It is not just about the death benefit but it can also be a source of cash while you are still relatively young, say when you are going to buy a home. In order to know if you need to have life insurance if you are not married,  you need to ask yourself a couple of key questions. Does anyone count on you to provide for them? Do you have aging parents, a child, or other dependants?  Do you have any debt? Do you have enough assets to clear that debt?  Have you made arrangements to have your last expenses paid for? 

If you have someone who counts on your income to survive, it is important that you take the necessary steps to make sure that they will continue to be provided for if you pass away. You also don’t want to leave your loved ones to clear up your debts and try to come up with enough money to pay for your final expenses. Even if you are not married, life insurance can offer peace of mind to you and your loved ones.

If you are ready to discuss life insurance the team at Cross Creek Insurance in Hope Hills, NC is always ready to sit down with you and discuss this important coverage. Stop by our office or give us a call to set up an appointment.