Month: November 2024

Should I Get Liability Only Auto Insurance? Or Full Coverage?

Posted on by AgentInsure

When buying a vehicle, you may consider getting liability only insurance or full coverage auto insurance. These two types of coverage are very different! The agents at Cross Creek Insurance, servicing Hope Mills, NC, can help you decide which type is best for you. With all the options laid out for you by a knowledgeable insurance agent, you can make the best decision for your needs.

Understanding Liability Only Coverage and Full Coverage

Liability only car insurance is a type of insurance that will only pay to repair or replace the other driver’s vehicle if you cause a collision. This type of insurance will not repair your vehicle, nor will this type of insurance help if your vehicle is stolen. Liability only coverage is usually the lowest cost option for drivers, and is the bare minimum amount of insurance required by law. If you do not get a loan to buy your vehicle, liability only auto insurance is an affordable option.

On the other hand, full-coverage auto insurance combines many insurance types that provides protection in a range of covered events. If your car is damaged in a collision, full coverage auto can pay to repair or replace it. If your vehicle is stolen, full coverage auto can replace it. If a fire damages your car, a full coverage auto can repair it. If your car damages another vehicle in a collision where you are at fault, this insurance will pay to repair or replace it. This type of insurance may be required if you get an auto loan to buy your vehicle.

Which Type of Insurance Should I Get?

Are you not sure which type of insurance is right for you? Call Cross Creek Insurance, servicing Hope Mills, NC. We’re here to help!

Home Insurance is Your Home’s Best Defense

Posted on by AgentInsure

Anyone dealing with an auto accident, fire, flood, work injury, health issue, or theft would prefer to have more coverage than they need rather than being underinsured. However, nobody wants to pay more than necessary, even for home insurance protection. That’s a major reason why people in and around the Hope Mills, NC area rely on the experienced and professional team at Cross Creek Insurance for the home insurance and coverage they need – without having too little or too much.

Your Home’s Best Defense and the Protection You Need

The cost of even minor fire damage or flood restoration can be considerable. In the best-case scenarios, alarm systems may scare off would-be criminals, but likely not until they have broken a window or damaged a door attempting to get in. These are just a few of the many possible reasons why home insurance can be your home’s best defense and the help you need. At Cross Creek Insurance, our experienced and friendly agents can help Hope Mills homeowners find the right home insurance solutions that fit and provide the proper coverage for their homes.

Home Insurance for Hope Mills, NC Homeowners

Do you have questions about home insurance? Are you shopping rates or want to learn more about home insurance coverage? We can help. If you live in the Hope Mills area and have insurance questions, needs, or concerns, our friendly and knowledgeable team has the answers, help, and solutions you need. Contact us to find out more and schedule an appointment today for the coverage and insurance solutions you need and deserve at Cross Creek Insurance.