Having life insurance is one of the best ways to show your family how much you care about them. That’s because this kind of insurance isn’t to protect you but to protect the people you love if you pass away. When you choose a quality life policy you’re letting your loved ones know that you want to keep them safe and make sure they have what they need even if you’re not able to provide for them any longer. If you’re in the Hope Hills, NC area, Cross Creek Insurance can help you find the right policy for your needs.

The level of insurance you choose for your family’s protection will depend on several factors, and it’s easier to figure out what kind of policy will be best for your situation if you work with a trusted agent. Our dedicated professionals are focused on helping you make the right choice, so you have peace of mind and feel good about the policy you choose. Then you can just enjoy the time with your family, knowing that you’re taking good care of them in all the ways that matter. 

There’s so much to explore in the Hope Hills, NC area, and when you’re not spending any time worrying about life insurance issues you can get out and enjoy the area more. By reaching out to us today at Cross Creek Insurance, you can get the help and information you need to find the right insurance policy for your needs. We’re here and ready to help, so you can have proper coverage and make sure the people you love are protected in the event of your death. People don’t like to think about passing away, but getting good insurance to protect your family could help make your worries over that event much smaller.

When you have a small business in North Carolina, there are certain types of insurance that you are required to have to meet state requirements. If you need commercial insurance for your business, call us at Cross Creek Insurance in Hope Hills, NC.

Workers’ Compensation

If your business has at least three employees, it is required that you have workers’ compensation insurance for your employees. This is required whether your employees are part-time or full-time. This insurance coverage pays for the medical bills for employees who have an accident while working or get ill from something at work. This helps to protect your business by paying these bills instead of the business having to come up with steep bills. It also protects the employees. They know that if they should have an accident, the bills will be covered. 

Commercial Auto

If a vehicle in North Carolina is owned by a business of any size, it must have a commercial auto insurance policy. This policy has a set minimum amount for bodily injury liability for one person as well as another figure for the injury liability for the entire accident. There is another minimum amount required for property damage liability for an entire accident. This does not include any coverage for the business’ car- it pertains to third parties. There is also a set minimum amount of uninsured motorist coverage for each person in the accident and another amount for the entire accident. There is another set minimum amount required for property damage for the accident. 

Get Your Commercial Insurance

If your business needs to be insured, call us at Cross Creek Insurance in Hope Hills, NC. Make an appointment with an agent to discuss your business insurance needs.