Month: November 2020

Home Insurance Variables That North Carolina Homeowners Should Learn About

Posted on by AgentInsure

Based in Hope Hills, NC, Cross Creek Insurance helps the community find the insurance coverage that they need to protect what matters most. We strive to simplify the process for our clients so that can easily find policies that will benefit them.

Home Insurance Variables

As a Hope Hills, NC homeowner, it’s important that you protect your investment. The weather in North Carolina is often unpredictable. That’s why home insurance is an asset. Your home is protected if a natural disaster such as a hurricane or tropical storm causes damage. Your home is also covered if someone vandalizes it or if you are a victim of burglary. Liability coverage protects you in case someone visits your home and gets injured on the property. While you are researching different home insurance policies, pay attention to these variables.

As the region is prone to cases of severe weather, think about the distance of your home to the nearest fire hydrant. The time that it takes for the fire department to get to your home may impact your policy.

Also, consider the possibility of potential water damage. Make sure that your water lines are secure to prevent potential water damage throughout your home. If you are staying near the coast, you will also have to be mindful of potential flooding. Earthquakes are another potential disaster that you have to plan for. While the likelihood of an earthquake occurring is rare, it’s not impossible. If you have a trampoline in your backyard, make sure that you add liability coverage to protect you if someone gets injured. If you have any pets, your liability coverage is also an asset. You’ll be protected in case your pet accidentally bites someone.

Cross Creek Insurance Will Help You Find A Policy That You’re Comfortable With

For more information on home insurance, visit our website today! 

5 Tips to Stress-Free Driving during the Holidays

Posted on by AgentInsure

With the holidays right around the corner, you may be planning a road trip to visit your parents or in-laws. Holiday travels can be extremely stressful, especially if you’re spending a lot of time on the road. Whether you’re driving around North Carolina or out of state, these tips from Cross Creek Insurance can help you have smoother, stress-free travels.

Plan Ahead

Plan ahead for your trip. Mark your routes and choose your travel dates carefully to try to avoid congested highways. Give yourself plenty of time to arrive at your holiday spot safely.

Check Your Vehicle

Have your vehicle inspected before your trip to reduce your risk of car problems on the road. Schedule an inspection at least a week before traveling to give your mechanic in Hope Hills, NC time to make any necessary repairs.

Stop and Rest When Necessary

Take pit stops as often as necessary to rest your eyes and stretch, especially if you’re getting tired. Driving drowsy is a recipe for disaster, particularly when traveling long distances. If you’re traveling with kids, they will appreciate pit stops to release some of their pent up energy.   

Reduce Distractions

Put away your cell phone, tablet, or any other distractions that can take your mind off the road while driving. Don’t answer calls or texts when you’re on the road. Wait for a pit stop or pull over (if you can do so safely) to return calls or texts. Texting while driving is illegal in many states to include North Carolina, putting you at risk of getting fined.

Review Auto Insurance

Review your auto insurance to insure you have the necessary coverage for your travels. You don’t want to be caught unprepared in the event of an accident.

For quality auto coverage in Hope Hills, NC, contact Cross Creek Insurance.