Are you looking to secure commercial insurance for your new business? Whether you are just starting out or are a seasoned veteran who wants to review their policy for completeness, it’s time to contact Cross Creek Insurance and find out more about your options. Comprehensive commercial insurance policies are available in many different options for business owners in the greater Hope Hills, NC area. We always find it a smart idea to make sure that your coverage is correct before you need it! When looking for the policy that is right for you, you may wish to consider these 3 important features.

1. Business interruption coverage – when your business goes offline due to a covered event you will need to continue paying bills and maintain your business. This coverage is important as it allows you to focus on getting your business back up and running without having to worry too much about cash flow.
2. Damage protection due to all kinds of weather – the North Carolina area sees its fair share of damaging weather. Some policies may not cover your business if it is damaged by wind or water, and may require a separate policy to cover those events. 
3. Asset protection – liability protection becomes even more important as your business and assets grow. If your current policy has coverage limits, typically $250,000 adding an umbrella policy to your commercial insurance will protect you and your family.

The team at Cross Creek Insurance is proud to serve the needs of the greater Hope Hills, NC area, especially those of our business community. Call or stop by our office today and find out more about the different commercial insurance policy options that are available to business owners in the state of NC.

Life insurance is something that many people have and that many people think about getting but never really take the plunge. This type of insurance policy is helpful for anyone that thinks they might need to help their family out with final expenses or that simply does not want their family to have to deal with the cost of final expenses. For those that live in the Hope Hills, NC area, the agents with Cross Creek Insurance can help you to get the policy you want and need to feel fully secure.

For those that are interested in a life insurance policy, it is just as important to note what voids a policy as it is to note that a policy covers. For those that have life insurance, stopping paying premiums can void a policy as can fraudulent claims. In other cases, if the policyholder takes their own life the policy is not going to pay out. For those that enter false information, your policy can also be voided. For some life insurance policies, a terminal illness like cancer can also void a policy. if you want to be sure that your policy is in good standing and that there are no issues, it is always best to speak with an agent to find out more.

Your policy is your security and your ability to rest easy and know that your family is going to be able to pay for your final expenses without worrying when you pass. The chances that your policy is going to be voided without your insurance company notifying you first are slim. For those in the Hope Hills, NC area, the agents with Cross Creek Insurance can help you to find the right policy for you no matter what.